17903 W Solano Dr Litchfield Park, AZ 85340
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About this home
Nestled at the base of the stunning White Tank Mountains, this elegant Tuscan-inspired estate offers the perfect blend of luxury living & outdoor adventure in the exclusive gated community of Russell Ranch. With miles of hiking & biking trails just minutes away, this home is ideal for the discerning buyer who craves both refined comfort & access to Arizona's awe-inspiring natural beauty. Step through a grand courtyard entry into over 4,000 square feet of custom-designed living space featuring 4 spacious bedrooms, 4.5 baths, private executive office, formal & casual living areas & 2 stone-clad gas fireplaces that add warmth & ambiance. The heart of the home is the gourmet chef's kitchen, appointed with rich custom cabinetry, granite tile countertops, dual wall ovens, gas cooktop, built-in microwave, stainless steel appliances & island with prep sink & breakfast bar. Entertain in style with a dedicated bar & buffet area, enclosed butler's pantry with glass-front cabinets & a sunlit breakfast nook overlooking the lush backyard. The Owner's Retreat is a true sanctuary, featuring a stone fireplace, double door entry, French doors leading to the back patio & a spa-quality ensuite with jetted tub, travertine walk-in shower, split vanities & generous walk-in closet. Separate private office with direct access to front courtyard is perfect for today's remote lifestyle. Outdoors, enjoy serene evenings on the expansive curved covered patio, framed by mature palm trees, green lawn & space to add a custom pool. The oversized corner lot includes 3-car garage, double RV gate & ample parkingideal for storing outdoor gear or recreational vehicles for weekend getaways. Community HOA does allow for the addition of an RV garage. Recent upgrades include interior & exterior paint & two new 5-ton, 14 SEER Goodman HVAC systems (July 2024), ensuring energy-efficient comfort in every season. All of this with easy access to scenic hiking trails, golf courses, premier dining, shopping & top-rated schools. This one-of-a-kind home offers an unparalleled lifestyle for those who appreciate luxury, privacy & the great outdoors.
Source: ARMLS #6734160
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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