17912 Marron Dr Edmond, OK 73012
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About this home
Dressed to The Nines and ready for your next chapter in immaculate living! Ensconced in the gated Springs at Valencia, an HOA handles your mowing & landscapes, along with a community pool across the street! Warm & welcoming curb appeal, concrete borders, low maintenance & mid-sized trees are just a start to the beauty you can enjoy! Elongated entry with shiplap drop zone, wood-look flooring in all common areas, formal to the left & garage access to the right! A formal, currently an elite poker room, includes rustic shelving, barn door, ceiling fan & soothing colors! Continue through the entry & enter the chef's dream kitchen! Custom lighting package, upgraded stainless appliances, ginormous island with farm sink & dishwasher! Gas cooking with double convection, stained vent hood area with pull-out spice storage, cabinet AND closet pantries! Spacious two-step into your expansive dining area, geared to bless intimate meals or excite the masses with ample seating options! Living area with a stained beam, upgraded sliding glass door, custom fan package & wired for surround! Monumental primary retreat with a sitting area & multiple layout options to handle most any furniture packages. En suite with dual vanities, powder closet, upgraded soaker tub, oversized shower & flowing into a walk-in closet customized for all wardrobe options! Laundry access completes this flow & also provides quick access to your guests! Secondary beds with fans and french door closets! Guest bath with dual vanities & a shower-tub combo! This backyard oasis is made for the movies! Low maintenance & gorgeous landscapes! Three covered patio areas! One for sitting & enjoying the breeze. Second one has a hot tub*, motorized screens, custom lighting & fan packages. The third includes plumbing & electrical add-ons to cook &/or rinse away from others! New roofing in January so way too many upgrades to list here! But, you are the envy of all who cross this threshold to living a blessed and grateful life!
Source: MLSOK #1173267
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.