1795 Trinidad St Deland, FL 32720
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About this home
Tucked away in the quiet charm of Glenwood—a peaceful hideaway known for its natural beauty and bird sanctuary charm—this 3-bedroom, 2-bath block home offers the perfect blend of quiet living and convenient access. Just 15 minutes from Historic Downtown DeLand, you’ll be close to delightful local shops, cozy cafés, and weekend strolls under the oaks. And when you’re ready for adventure, the shores of Daytona and New Smyrna Beach or the energy of Orlando are just a short drive away. Inside, the inviting eat-in kitchen features warm custom wood cabinetry, a stainless steel sink, dishwasher, range and microwave—ready for home-cooked meals and family gatherings. The adjacent laundry room includes washer and dryer hook-ups and added space for storage and ease. The primary bedroom serves as a peaceful retreat, complete with a skylight that bathes the ensuite in soft, natural light. For year-round comfort, the home Out back, you'll find a spacious, fenced yard—perfect for pets, playtime, or hosting weekend barbecues. The 2-car garage offers generous space for is equipped with a mini-split A/C for efficient climate control. Also offers room for vehicles, bikes, boats, or hobbies of your choosing. This lovingly maintained home is priced with value in mind—motivated sellers are ready to welcome you home. Come see the charm and comfort for yourself!
Source: STELLAR #V4943830
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.