1799 Woods Hollow Rd Chillicothe, OH 45601
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About this home
Escape to your own private retreat! Nestled on 3.06 wooded acres and backing up to Scioto Trails State Forest, this 3-bedroom, 2-bathroom home offers unmatched privacy, natural beauty, and modern updates, ideal for nature lovers, hunters, or anyone craving a peaceful escape. Sellers are super motivated as their new home is being built and they're eager to avoid two house payments! Step inside to an inviting open-concept layout anchored by a dramatic 640 sq. ft. loft, perfect as a primary suite, office, or creative space, featuring brand-new floor-to-ceiling custom decorative windows, officially installed and complete with interior white trim and a lifetime transferable warranty. The nearly $24,000 upgrade offers both style and peace of mind. The kitchen is equipped with stainless steel appliances and offers gas and electric stove hookup options, while both bathrooms have been tastefully updated for a fresh, modern feel. A new main water line, city water, and whole-house humidifier connected to the AC system ensure year-round comfort. The lower level provides propane heat as a secondary source and includes washer/dryer hookups on both levels for added convenience. Unwind on either of the two spacious decks as you take in the sunsets and total seclusion, with no visible neighbors and direct access to forest trails right in your backyard. This 'always-on-vacation' style home is a rare blend of privacy, upgrades, and location. Don't miss your opportunity! Schedule your showing today!
Source: COLUMBUSOH #225028743
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.