18 Poplar Dr Palm Coast, FL 32164
Your savings
About this home
One or more photo(s) has been virtually staged. This home will be where your heart is! Built in 2023, this practically brand-new home spares you the wait of new construction while offering all the modern finishes you’re looking for. The very popular Calle Model delivers 4 bedrooms, 2 full baths and a versatile split-bedroom floor plan perfect for privacy, a dedicated office, home gym, or space for the entire family. Step inside and you’ll find an extra spacious living room with an open living/kitchen combo, allowing everyone to gather in the same space. The kitchen shines with gorgeous quartz countertops and stainless steel appliances, while upgraded vinyl flooring flows seamlessly through all living and wet areas, complemented by plush carpeting in the bedrooms for comfort. The extra-large primary suite is a true retreat, featuring a spacious walk-in closet, separate linen closet and a generously sized bathroom. Outside, enjoy the expansive fully fenced backyard, a slightly oversized lot offering plenty of room for a pool, garden, shed, or all three! Located in a well-established neighborhood in central Palm Coast, this home places you near everything... shopping, dining, parks, trails, golf, boating, and quick access to I-95. You’ll be less than 10 miles from Flagler Beach, 30 miles from historic St. Augustine, and 30 miles from the excitement of Daytona Beach. Palm Coast itself is a Florida paradise, with over 70 miles of saltwater and freshwater canals, the Intracoastal Waterway, abundant fishing, biking and walking trails, world-class golf, and tennis. Don’t miss your chance to own this spacious, like-new home in one of Florida’s most sought-after coastal communities.
Source: STELLAR #FC312156
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.