18 Zachary Ct Mansfield, TX 76063
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About this home
Check out this beautifully updated two-story brick home nestled in the highly coveted gated community of Heather Estates, within sought-after Mansfield ISD. From the moment you arrive, you’ll notice the stunning curb appeal and meticulously landscaped front yard. Step inside to soaring high ceilings, elegant curved archways with an open-concept designed for comfort and connection. The spacious living room features a cozy gas fireplace, perfect for gathering with friends and family as cooler fall weather approaches, and flows seamlessly into the dining area and kitchen, creating an ideal space for entertaining and everyday living. The home boasts grey ceramic tile flooring in the main entry and living area, complemented by rich brown laminate flooring throughout—completely carpet-free for easy maintenance. A warm gray and white color palette, accented with touches of blue, and an abundance of natural light from large windows create a bright, welcoming atmosphere. Freshly painted interiors and updated lighting and fixtures throughout. The kitchen features Valle Nevado granite countertops and backsplash, updated white cabinetry, all stainless-steel appliances, a built-in microwave, deep stainless sink, electric cooktop, and a convenient built-in desk with a breakfast nook. Upstairs, you’ll find beautifully finished wood stairs leading to all three bedrooms, including a huge primary suite with dual walk-in closets, dual sinks, a soaking tub, and a separate walk-in shower. Two additional spacious bedrooms and a full bathroom complete the upstairs. Step outside to your private backyard oasis—complete with a new fence, a covered patio, and a charming paved stone walkway adorned with string lights, perfect for entertaining friends and family this holiday season. Located within a secure gated community, you’ll enjoy quick access to Hwy 287, Mansfield Country Club, H-E-B, and an abundance of shopping and dining nearby. Welcome Home! New roof, HVAC, floors & kitchen counters.
Source: NTREIS #21088654
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.