1800 Darst Ave Dayton, OH 45403
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About this home
This home certainly has that "wow" factor, inside and out! Located in the heart of the desirable Eastern Hills neighborhood, minutes from WPAFB, Wright State University and UD, downtown, interstates, parks etc. Modern, inviting and move in ready...so much to love about this home, from the inviting covered front porch to the privately fenced back yard and everything in between! Once through the front door, you'll love the sight lines, straight to the back of the home! Completely open concept with vaulted ceilings, modern chandeliers, an easy to operate electric fireplace with changing colors and heat features. No mess or hassle of a wood burning fireplace but all the ambiance! The living and dining rooms are connected with identical chandeliers, and open to the kitchen. Aaawwww the kitchen....unique and so functional. The wood cabinets play off the wood features throughout the house, quartz counter tops, added breakfast bar and black stainless steel appliances (electric stove, microwave and fridge will be delivered Nov 5th). I love the geometric and modern backsplash that ties the kitchen together. This house has so many unique features, you'll never find one like it! Vaulted ceilings in the spacious bedrooms, each with its own chandelier. The main level bathroom features double sink modern vanity, jetted tub, linen closet - everything you want and need! The mostly finished basement features a spacious rec room, centered with seating/storage! A great space for gaming, movie watching, kids playroom etc. There's also a flex space that could be used as an office, exercise room etc. There's additional storage, a full bath with new everything and a laundry area. You'll love entertaining inside as well as out with a nice sized deck, concrete patio and a pavered side yard! With a brand new roof (all new wood decking and re-shingled), new windows, new lvp flooring, new bathrooms and so much more, you'll have peace of mind as well as one beautiful, unique home!
Source: DAYTON #946744
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.