1801 Club House Dr Morehead City, NC 28557
Your savings
About this home
Beautiful and well maintained home in the Blair Farm community awaits your visit. Cozy front porch with seating for your morning coffee. Upon entering to your right is the formal dining room with board and battan. Enter your updated kitchen with large center island, stainless appliances, tile backsplash and eat in kitchen table. Large mudroom/pantry has plenty of storage and counter space. Across from the kitchen with beautiful shiplap is a seating area with built in cabinets and shelving. Step down from there into your great room. Vaulted ceiling with wood beams, stone fireplace, lots of windows (which were all replaced in 2022), perfect place for family gatherings. Another seating area is at the front of the home, currently being used as a work out space. Upstairs you'll find 4 bedrooms and 3 full baths. The primary has spa like en-suite with soaker tub. Plantation shutters are found throughout the house. In addition to new windows, a new roof, new downstairs flooring, mini split...the house also has a 220V in garage for electric vehicles. Black fencing around the property, new shed and a deck round out this large backyard. Short walk to the community pool and tennis and Blair Farm is centrally located in Morehead City and close to the ocean. This home is move in ready.....just unpack.
Source: NORTHCAROLINAREGIONAL #100535652
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.