1801 Holden Ridge Ln Clermont, FL 34715
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About this home
100% Financing, NO Mortgage Insurance Required. call the listing Agent to apply online today!!! Experience contemporary living in this pristine, townhome nestled in Minneola's premier community. Conveniently located near Turnpike Exit 278, this 2022-built home offers easy access to the West Orange Trail, top-rated schools, shopping, dining, and more. Step into a spacious open-concept floor plan with 9’4” ceilings and 8’ sliders , this home features three bedrooms, two full bathrooms, one half bath, and a front-loading 1-car garage . The heart of the home is the chef's kitchen, equipped with stainless steel appliances, 42" cabinetry, and an oversized Island. Upstairs, find a serene owner's suite with a generous walk-in closet and private bath, complemented by two additional large bedrooms and a convenient laundry closet with washer and dryer included. Enjoy the convenience of smart home features like a WiFi thermostat . It is walking distance to Lake Minneola High School and near Grassy Lake Elementary School and Pinecrest Lakes Academy! Located near Hills Crossing Plaza, enjoy easy access to Publix, Starbucks, Chipotle, and more, plus proximity to Advent Health of Minneola, South Lake Hospital, and vibrant Downtown Clermont. Don't miss out on owning an almost brand-new home in Minneola's finest community. Schedule your showing today!
Source: STELLAR #O6346941
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.