$985,000

18016 Rock Branch Dr Dallas, TX 75287

$4,535/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Welcome to prestigious Bent Tree, where timeless elegance meets modern comfort. This stunning corner-lot residence captivates before you even step inside. The expansive outdoor oasis boasts a resort-style pool framed by a pergola-covered gazebo, thoughtfully divided into three entertainment zones—each equipped with LED lighting and ceiling fans to keep you cool during unforgettable gatherings. Double wrought-iron front doors make a grand first impression, opening to interiors that exude sophistication. Gleaming 1” Italian marble floors flow into rich 1¼” real hardwoods, all illuminated by natural light streaming through custom plantation shutters. Ornate hand-forged railings lead you upstairs, hinting at the craftsmanship found throughout the home. Even utility spaces shine here—the oversized laundry room and the garage, complete with a beautifully stained floor, reflect the same attention to detail found in every corner. Upstairs, you’ll find two generously sized bedrooms and a game room fit for royalty—perfect for hosting or relaxing in style. Step back outside and you're reminded why this home is truly exceptional. The expansive backyard, anchored by a newly glass-tiled pool, invites you to unwind or entertain under the grand pergola—the ultimate outdoor escape. Designer chandeliers, custom cabinetry, soaring ceilings—this home doesn’t whisper luxury; it announces it. Opportunities like this in Bent Tree don’t last. Make your move before someone else does, after all it's Bent Tree.

4 bedroom
3.5 bathroom
3,980 sqft
0.25 acres
Single Family
Built in 1993
3 car garage
Air conditioning

Source: NTREIS #20993886


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 01, 2025 06:18 am
Listing agent: Brady Tinker
Listing provided courtesy of: EXP REALTY (888) 519-7431
Details provided by NTREIS and may not match the public record.
MLS ID: #20993886
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
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