1802 Morganton Rd Fayetteville, NC 28305
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About this home
Charming Historic Brick Home in the Heart of HaymountThis home is also available for rent/RTO.Welcome to this beautifully maintained historic gem nestled in the sought-after Historic Haymount district—a rare blend of timeless architecture and modern luxury. This 3-bedroom, 2.5-bath brick home offers not only exceptional curb appeal but also a lifestyle rooted in both comfort and convenience.Step inside to discover a warm and inviting interior featuring plantation shutters throughout, adding both charm and privacy. The fully updated kitchen boasts granite countertops, new white cabinets, new stainless steel appliances, and a classic subway tile backsplash—perfect for everyday living and entertaining alike. A dedicated office provides flexibility for remote work or creative space.The spacious, spa-like primary suite features a luxurious master bath and generous closet space—your private retreat at the end of the day.Outside, enjoy the tranquility of a beautifully landscaped garden, ideal for relaxing or hosting guests, complete with a shed for additional storage. A curved driveway adds elegance and functionality to this already picture-perfect home.Prime Location & LifestyleYou’ll love living just 1 mile from Downtown Fayetteville, where you’ll find charming shops, top-rated restaurants like Antonella’s Italian Ristorante and Circa 1800, and professional soccer and baseball games. For a more laid-back vibe, stroll just half a mile to the Haymont Truck Stop and District House of Taps—local favorites known for their rotating food trucks and urban flair.Need to commute? You're just:• 6 miles to Fort Liberty• 2 miles to Cape Fear Valley Hospital• 3 miles to Cross Creek MallWhether you're looking to live, work, or explore, this home places you in the heart of it all. Don’t miss your chance to own a piece of Haymont history—updated, move-in ready, and full of character.A/C 2022, Tankless Water Heater 2022/2023, Washer and Dryer convey with Home purchase
Source: TRIANGLEMLS #LP748206
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.