1802 Ranch View Dr Cedar Hill, TX 75104
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About this home
Welcome to Bear Creek Ranch! This stunning barely lived in 4 Bedroom-2.5 Bath Home is equipped with rear solar panels to be paid off at Closing by the Seller-Saving you $$ on Energy Bills!! Close proximity to Hillside Village Shopping Center, Joe Pool Lake, I-35 E, HWY 67 and approx 18 miles to Downtown Dallas! Located on a large nicely landscaped lot, this beautiful Home is loaded with upgrades! Multiple grand arches, extensive crown moulding, gorgeous wood floors in all main areas and a wrought iron accented front door. Spacious modern open floorplan with large windows, loads of natural light and great wide open spaces. Large Chefs Kitchen with an abundance of cabinet and counter space-including 42 inch uppers, Granite Countertops, huge Island, subway tiled backsplash, deep under mount sink, stainless steel Appliances with double ovens (one convection), Pot & Pan drawers, cookie sheet drawer and deep 5 shelf walk-in pantry. Kitchen opens to Butler's Pantry, both Dining areas and both Living areas with a corner cast stone electric fireplace in the Family room. Guest half bath with pedestal sink and nice split Bedroom arrangement. Large private Owner's Retreat complete with sitting area, En-suite Bath with two separate vanities, oversized shower, garden tub and large double racked walk-in closet. 4th Bedroom-great optional Office with French entry door. Oversized Laundry with shelf, drip dry rod and room for Freezer or folding table. Wide front covered sitting porch, covered back patio, large 6 ft. privacy fenced backyard, Epoxy coated Garage Floor and more!! Community Playground, Walking Trails and a Pickle Ball Court too! Come and see all this gorgeous Home has to offer! Schedule your showing today!
Source: NTREIS #21028026
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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