1804 Chadwick Ln Forney, TX 75126
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About this home
Forney Living at Its Finest! Enter this breathtaking 6-bedroom, 4.5-bath estate and experience modern elegance at every turn. The grand foyer welcomes you with soaring ceilings and an abundance of natural light, setting the stage for this exceptional home. At the heart of the home, the inviting living room features a stunning custom beamed ceiling and a stately stone fireplace, perfect for cozy gatherings. The enviable eat-in kitchen is a chef’s dream, boasting a large island with seating, built-in stainless steel appliances, granite countertops, ample storage, and a bright breakfast nook. A formal dining room offers the perfect space for intimate dinners. The downstairs primary suite is a true retreat, featuring a spacious sitting area and a spa-like ensuite with separate vanities, a soaking tub, a walk-in shower, and a generous walk-in closet. Upstairs, you'll find expansive secondary bedrooms, a bonus family room, and an impressive media room—ideal for entertaining or relaxing. Enjoy outdoor living in the private backyard with a covered patio, perfect for unwinding or hosting guests. Situated in a prime Forney location, this home offers easy access to top community amenities. Don't miss the opportunity to make this stunning estate yours! 3D tour available online!
Source: NTREIS #21030601
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.