1804 Pilot Point Way Princeton, TX 75407
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About this home
CHARMING PRIVACY, GREENBELT LOT! Welcome to 1804 Pilot Point Way in Princeton, TX! This charming 3-bedroom, 2-bath home with a dedicated dining room is the perfect opportunity—whether you're looking for a smart investment property or ready to dive into homeownership. Located just minutes from Highway 380 and I-75, you'll enjoy easy access to McKinney, Frisco, and Plano, while taking advantage of Princeton’s more affordable pricing and peaceful small-town vibe. Inside, you'll find engineered wood floors flowing throughout the main living areas and thoughtful upgrades including a Rain Soft whole-house water filtration system and a Rain Soft drinking water faucet in the kitchen. The kitchen also features granite counters, upgraded appliances, making meal prep and entertaining a breeze. The spacious primary suite includes a separate shower and relaxing soaking tub. Step outside to an oversized covered patio, perfect for enjoying quiet evenings with no back neighbors—just peaceful greenbelt views behind an open farm lot. French drains have been added to the west side of the yard for improved drainage, and the HOA remains low and reasonable. Don’t miss this turnkey home in a quiet neighborhood just around the corner from schools, shopping, and dining. Schedule your showing today!
Source: NTREIS #21011376
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.