1805 Columbine Pl Sun City Center, FL 33573
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About this home
SELLER MOTIVATED. Calling all WATER LOVERS! .AMAZING WATER FRONTAGE ON MIRROR LAKE..TRULY EXCEPTIONAL, COMPLETELY UPDATED AND MOVE IN READY, this 2bed, 2bath “TWINTREE” model, is positioned on an oversized lot at the end of a quiet CUL-DE-SAC. CONTEMPORARY UPDATES AND A NEUTRAL paint palate makes this home EXCEPTIONAL. TWINTREEs are highly desired, as they have a split floor plan with 2 PRIVATE PRIMARY BEDROOM SUITES along with a LIVING ROOM, DINING ROOM and LARGE FAMILY ROOM. Walking through the front door you will see the living room and dining room areas have ample room for entertaining. The kitchen is off the dining area with full view of the family room, FLORIDA ROOM and Lake Mirror. This home is SPARKLING CLEAN and boasts of over $40K of UPGRADES! The Florida room has newer windows and STUNNING VIEWS OF MIRROR LAKE. The Kitchen has GRANITE counters, NEWER APPLIANCES, MODERN CABINETS, REVERSE OSMOSIS SYSTEM and RECESSED LIGHTING. Off the kitchen is an INDOOR laundry room with additional storage. Continuous, WATERPROOF, HIGH-END WOOD LAMINATE flows throughout the entire home. All floors are one level, so no step downs. Bathrooms have been FULLY UPDATED with CONTEMPORARY FIXTURES. All NEW interior painting, ceiling fans, light fixtures and closet doors. Even the popcorn ceiling has been removed. Just outside the FLORIDA room is an outdoor patio, a perfect space to while away the hours watching mother nature, boaters, or just enjoy a good book with a glass of wine. You could even put a small gate to ‘fence in’ the open-air patio for a small pet. You'll be amazed at the bountiful wildlife that surrounds the lush landscape. This was to be a FOREVER HOME, but life is a journey and the current owners have found their journey changing. Hence, a RARE OPPORTUNITY to own such a beautiful home is now yours. There are over 200 clubs, indoor and outdoor pools, pickle ball, lawn bowling and many other activities. Drive your golf cart to & from the clubhouses, computer room, woodworking shop, cafe, state of the art fitness center, grocery shopping, community center, the dog park and much more. You will never be without something to do in Sun City Center. TOO MANY UPDATES TO MENTION HERE, so schedule a showing to see just how beautiful this home really is. ROOF 2021, HVAC 2014, WATER SOFTENER 2023, REVERSE OSMOSIS 2023, 7 newer windows installed, Surround Sound in the Living Room.
Source: STELLAR #TB8352922
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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