1805 Shady Vista Way Wylie, TX 75098
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About this home
* Incredible Value* Now Offered at $497,500! **Assumable VA** Bring an offer! *Refrigerator, Washer & Dryer all convey with an acceptable offer!* Gorgeous Like-New Home in Bozman Farms! See private remarks for rate information. Upgrades include: 220 plug in garage, storage racks, curtains and curtain rods that are present stay. Custom selected - a few from Pottery Barn! Welcome home to this beautifully maintained, move-in-ready home in the highly sought-after Bozman Farms community of Wylie! This spacious residence features an open-concept floorplan, perfect for modern living and entertaining. The main floor offers a bright and airy living space that seamlessly connects the kitchen, dining, and family areas. The kitchen is a chefs dream with ample cabinetry, a large island, and gas range. Natural light floods the space in the dining and living room! Enjoy the convenience of having the primary suite and a dedicated home office or secondary bedroom downstairs, ideal for work-from-home needs or quiet retreats. Upstairs, you'll find three additional bedrooms, one with an en-suite bath and a versatile loft or game room. Multiple storage closets throughout making this home your perfect find! Come enjoy the fantastic amenities Bozman Farms offers including parks, walking trails, catch and release ponds, and pools. Located just minutes from top-rated Wylie ISD schools, shopping, dining and entertainment! Don't miss the opportunity to own this stunning home that feels brand new!
Source: NTREIS #20966739
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.