1806 Candlelight Dr Leander, TX 78641
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About this home
This is an original owner home, she has been here for 24 years! If you want a home with tons of natural light then this is it!! Brand new folding glass doors that fold out to open the whole back wall in the large family room to a huge extended concrete patio! The roof is only 3 yrs old, upsized gutters were done when roof was done. HVAC with a mini split in the Primary bedroom was new in 2024, Water tank was new in 2019, all 3 bathrooms have been remodeled and tile laid throughout so NO carpet! Master bedroom is absolutely huge, large walk in closet the size of a small room, beautiful frosted glass barn style doors. There is a loft/flex space at the top of the stairs. Formal dining room can be used as sitting room, or office at the front of the house. Good size eat in Kitchen with the laundry room off it. The kitchen has a very cute arched pass through that opens to the family room where the sink is. 1/2 bath just off family room is convenient for guest. A lot of thought and money went into bathroom remodels. This yard has beautiful mature trees. Most everything has been done for you! Come take a look and see how you can finish making this your own!
Source: ACTRIS #4881421
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.