1808 Ellen St NW Atlanta, GA 30318
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About this home
Location, location, location, paired with thoughtful updates and impeccable maintenance make this home the one you'll want. Designed for entertaining, it features a magical backyard complete with a new spa, soft overhead lighting, a spacious outdoor dining area and grilling area with Big Green Egg, a calming water feature, and privacy fence. Your dogs will love the enclosed back yard plus dedicated dog-run on one side of the house, while the opposite side offers raised garden beds, a wall-mounted hose system with a 100-foot hose for watering your planters, and even banana trees soaking up the southern sun. Inside, the home boasts hardwood floors in the vaulted living room, and in the kitchen and dining area. Custom shelves in the living room and mounted 65" Samsung TV. The main-level primary suite features a custom headboard, projector TV with retractable 100" screen, and a spa-like bathroom with separate tub and shower surrounded by tile to the ceiling. Upgraded replacement windows with custom blinds are installed throughout most of the home, including the two upper-level bedrooms. The front windows feature integrated blinds that allow pets to look outside without damaging them. Secondary bedroom #2 includes a queen Murphy bed with a top-tier mattress, a generous double closet, and upgraded windows. Storage is plentiful, with secure plywood floor and lit spaces above the garage and behind both secondary bedrooms, plus a custom drop-down ladder to an additional attic area above the second-floor landing. The garage is a true man cave and workshop in one, featuring a custom epoxy floor, full custom slatwall storage and shelving system, safe, workbench, and Monolift garage door. This home is also a dog-lover's dream, with a custom kitchen door with built-in doggie door, another doggie door from the living room to the enclosed run, and a pre-installed dog gate between the kitchen and living area. Across the street is the dog walker's heaven - Crestlawn Cemetery where the dogs and their hoomans all know each other. Technology abounds with gigabit internet with a Nighthawk distributed satellite Wi-Fi system, full-house CAT-8 Ethernet wiring in all rooms (including TV hookups), and a whole-home security camera system. When it's time to explore, major attractions are just around the corner, including The Works, Topgolf, and fine dining at Bacchanalia. The new largest park in the City of Atlanta, Shirley Franklin Park is minutes away, offering fresh air, skyline views, and connections to the Proctor Creek Trail and Atlanta Beltline. Just half a mile up the street, the Whetstone Creek Trail links you with the Silver Comet Trail, and Westside Village's dining and retail options are an easy stroll up the trail. Convenient to Downtown, Midtown, and Buckhead and all points beyond with easy access to I-75 and I-285.
Source: GAMLS #10582764
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.