1809 Wolf Laurel Dr Sun City Center, FL 33573
Your savings
About this home
ASSUMABLE VA LOAN!! 3.375% INTEREST RATE... (AVAILABLE TO ANYONE WHO QUALIFIES) Step into luxury with this completely remodeled 2-bedroom, 2-bath home in the heart of SUN CITY CENTER! One of the LOWEST HOA fees in all of Sun City Center $115 a YEAR!! Named America's #1 RETIREMENT COMMUNITY for 2024 (Realtor.com). Every detail has been thoughtfully remodeled, creating a perfect blend of modern elegance and comfort. The CENTERPIECE of the home is the stunning kitchen, featuring a GRANITE WATERFALL ISLAND with custom wood cabinets. The living room and primary bedroom are accented by custom TRAY CEILINGS. Custom door molding adds a touch of SOPHISTICATION, while engineered hardwood flooring and 5" baseboards flow seamlessly throughout the house. The large and spacious primary suite, comes with a completely remodeled bath with his/her sinks and a custom spa-like 4x6ft walk-in shower, offering a serene retreat after a long day. The Large guest bedroom very comfortably accommodates a king size bed with plenty of room for more furniture. No need to worry about expensive water bills with the WELL in the back yard providing LAWN IRRIGATION. The yard has new sod and landscaping giving the property great curb appeal. With updated electrical and plumbing, added insulation to meet R38 standards, 2017 AC unit, and a 2019 Water Heater, this home provides peace of mind and energy efficiency. Located in the vibrant Sun City Center community, this home offers the perfect combination of style, comfort, and convenience. Don’t miss your opportunity to own this one-of-a-kind property—schedule your showing today and prepare to be impressed!
Source: STELLAR #TB8435402
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.