181 Cr-1326 Bridgeport, TX 76426
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About this home
This stunning rock and cedar custom residence is situated on 10 beautifully treed acres. The property boasts 4 spacious bedrooms, study, 2.5 elegant baths, and an array of premium upgrades, including wood floors, granite countertops, hand-trowel textures, rustic beams, high ceilings, an outdoor fireplace, and a gourmet kitchen. Additional features include a wine room and a geothermal HVAC system. The CATHERDAL VAULTED CEILING and CAST STONE FIREPLACE are some of the special features in this home. Also there is a beautiful well appointed study that makes working from home perfect. The location is highly desirable, being in close proximity to Weatherford College and Denton. Furthermore, there are three adjacent lots available for purchase, which would increase the total acreage. PLEASE DO NOT TOUCH THE FENCE , THERE IS A HOT WIRE ON IT. MLS 20921971 13.838 ACRES, MLS 20921960 7.320 ACRES, MLS 20921924 10.350 ACRES . PHOTOS ARE COMING SOON.
Source: NTREIS #21047210
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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