1810 Calmar St NW Palm Bay, FL 32907
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About this home
Welcome to this beautifully maintained 3-bedroom, 2-bath home, built in 2021 and perfectly located in a quiet, no-HOA neighborhood of NW Palm Bay. Step inside to find an inviting open-concept layout with high ceilings, neutral tones, and plenty of natural light, ideal for both entertaining and everyday living. The spacious kitchen is the heart of the home, featuring quartz countertops, stainless-steel appliances, and 36″ upper cabinetry for ample storage. The adjoining dining and living areas flow seamlessly to create a warm and functional space your family will love. Retreat to the private owner's suite, complete with a walk-in closet and a sleek en-suite bath with dual sinks and a modern shower. Two additional bedrooms and a full guest bath provide flexibility for family, home office, or guests. Built with energy efficiency in mind, this concrete-block home includes double-pane windows, foam insulation, and solar-ready infrastructure, helping you save on utilities year-round. Outside, enjoy a peaceful backyard, perfect for grilling or play, plus an attached two-car garage for convenience and storage. Located close to shopping, schools, I-95 access, and just a short drive to the beaches and Indian River Lagoon, this home blends comfort, location, and value in one exceptional package. Don't miss your chance to own a like-new home without the wait. Schedule your showing today!
Source: BREVARDMLS #1061114
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.