1810 Hamilton Pl Steubenville, OH 43952
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About this home
Sleek, modern, open and a panoramic view of the backyard is what you will see when you step inside the front door of this 4-bedroom multilevel brick home. Tucked into a Culde-sac is a treasure so unique, that it may be the first time you have experienced this floor plan. ENTRY LEVEL:foyer,eat in kitchen, dining room, office, 1/2 bath, and a wall of closets with a built in desk.The sunken living room can be accessed from the foyer or dining room. KITCHEN: gorgeous cherry cabinets, stainless appliances, oversized island, corner windows, and entrance to the 2-car garage. DINING ROOM: spacious with door to a newer deck and partially fenced backyard. Upper level: Only 5 steps up from the foyer takes you to 4 generous sized bedrooms and 2 full baths. Newer carpet in all bedrooms LL#1Huge rec area split in half by kitchenette. Ideal for entertaining. Laundry room and side door to back yard. LL#2 Another 1/2 bath, 2 designated storage rooms, and a 22 x 20 BONUS room. 3744 square feet per tax card. This property is in a Conservation area.
Source: MLSNOW #5158356
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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