1810 Johnson Pointe Dr Plant City, FL 33566
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About this home
No CDD Fee!! This stunning two-story home, constructed entirely of solid concrete block on both the first and second floors, combines durability with thoughtful design. Built in 2021, the residence offers a spacious, open-concept floor plan that flows seamlessly throughout. Upon entering, you are welcomed into a light-filled main living area where the kitchen overlooks the dining and living spaces, creating an inviting atmosphere perfect for gatherings and everyday living. Extended tile flooring enhances the first floor, adding both beauty and functionality. The kitchen is the heart of the home and comes fully equipped with a stainless-steel appliance package, including a refrigerator, electric range, microwave, and built-in dishwasher. Granite countertops and ample cabinetry provide style and storage, while the open layout makes entertaining effortless. Adjacent to the main living space, a versatile flex room can be used as a home office, playroom, or hobby space, offering endless possibilities to suit your lifestyle. The first floor also includes a comfortable bedroom and a full bathroom, ideal for guests or multi-generational living, as well as direct access to the outdoor patio. Upstairs, the expansive Primary Bedroom serves as a private retreat with plenty of room for a sitting area or additional furnishings. Three generously sized secondary bedrooms surround a large second living area, creating a loft-like space perfect for relaxation, gaming, or family movie nights. A third full bathroom is conveniently located to serve the additional bedrooms. The laundry room, complete with a washer and dryer, is also situated on the second floor for added convenience. The backyard is a true highlight of this property. In 2023, a custom-designed pool, pool cage, and paver deck were installed by Southern Pools, transforming the outdoor space into a resort-style retreat. Whether you prefer to spend your time swimming, sunbathing, or hosting friends and family, the pool area is designed for both relaxation and entertainment. The fully fenced yard ensures privacy, while the durable pool pavers add elegance and easy maintenance. Energy efficiency is another standout feature of this home. The owned solar panels (not leased) provide long-term savings on utility costs while reducing your carbon footprint. This, combined with the quality block construction, ensures a home that is as efficient as it is beautiful. With its modern upgrades, versatile living spaces, and a backyard built for year-round enjoyment, this home offers the perfect blend of comfort, style, and functionality. It is move-in ready and ideal for anyone looking to enjoy both indoor and outdoor living to the fullest.
Source: STELLAR #TB8433761
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.