18108 E 44th Ave Denver, CO 80249
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About this home
Welcome home, where style meets comfort! Natural light abounds this true, open concept floor plan with gleaming wood floors and floor-to-ceiling windows. Prepare to be wowed by the gourmet kitchen, featuring many upgrades including granite countertops, newer stainless steel appliances, and a gigantic center island that seats six—ideal for entertaining! You'll also love the oversized pantry, providing ample storage for all your culinary needs. The inviting living room, anchored by the contemporary gas fireplace, sets the perfect tone for gatherings. Step outside to the serene patio and fully fenced backyard, an entertainer's paradise! With raised planters, a lush grassy lawn, and the added bonus of *no homes directly behind you*, this outdoor space is perfect for summer barbecues and peaceful evenings. Need versatility? The formal dining or flex room can easily adapt to your hosting needs or serve as a productive home office. A convenient powder room rounds out the main level. Make your way upstairs to discover the generous ensuite primary retreat, complete with a massive walk-in closet and a spa-inspired 4-piece bath featuring a walk-in shower, double sinks, and a raised vanity. Two additional bedrooms, a full bath, and a bright loft area provide plenty of space for relaxation, creativity, or play. Plus, the upper-level laundry room with built-ins adds a dash of everyday convenience. The finished basement is a true extension of your living space, boasting a spacious rec room and plenty of storage options. Don't miss the custom stone cellar—perfect for showcasing your wine collection! Many newer systems include the roof, siding, gutters, and appliances. Located just minutes from DIA, Green Valley Ranch Golf Club, GV Recreation Center, parks, disc golf, and major highways, this home is convenient to where you want to be. Here is your opportunity to combine comfort, elegance, and functionality for the ultimate modern living experience.
Source: RECO #9303005
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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