18121 W Las Cruces Dr Goodyear, AZ 85338
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About this home
Serene mountainside setting offers luxury, comfort, and privacy in a top master-planned community of Estrella filled with amenities. 4 Bedrooms: 2 with private ensuites, 2 with Jack and Jill, plus a powder room, loft, office, den, and a huge 1st floor bonus room. Check out the well-planned living spaces shown on the floorplan! Exuding timeless elegance with warm neutral tones, soaring ceilings, rich woods, and stone accents. Enjoy the tranquility of your private backyard oasis backing to the natural desert and dark night skies. OR entertain as the host with the most in the resort-style backyard with pool, spa, and an outdoor fireplace with the unmatched views of the desert foothills as your backdrop. The luxurious master retreat, with a peaked ceiling features a private balcony. Don't miss the opportunity to make this RARE and welcoming desert sanctuary your own! Updates: New Office Floor 2025, Microwave Replaced 2021, Gas Water Heater Replaced 2021, and Garbage Disposal Replaced 2025. Master Planned Community: Estrella Mountain Ranch is full of beautiful amenities. 2 Resident Clubs complete with gyms, studios, 3 Pools including 2 heated, one lap pool, and one with a water park for all ages, 2 Splash Pads, 2 Lakes surrounded by 5K worth of sidewalks to enjoy year round, 60+ miles of Hiking and Biking Trails, Clubs and Groups to keep you active, Meet-ups for families, Family Sport Teams at the South Lake Sand Court, and much more!!!
Source: ARMLS #6870830
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.