1813 Bunting Way Dr Hermitage, TN 37076
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About this home
$5,000 credit to help buy down your rate or cover closing costs! Welcome to your storybook all-brick home where charm meets modern comfort. From the moment you walk in, you’ll feel the care and pride that’s gone into every detail. The main level offers nearly 2,000 square feet of bright, open living space with 3 spacious bedrooms, 2 full baths, and a dedicated office — perfect for working from home or managing life’s details. The floor plan flows beautifully, with durable Pergo plank flooring, fresh modern lighting, and a warm, welcoming feel throughout. Upstairs, you’ll find more than 800 additional square feet with a fourth bedroom, full bath, and bonus room — ideal for guests, a media space, or a cozy retreat. This home has been thoughtfully updated so you can move right in and start living: new roof and 6" gutters, new HVAC, new dishwasher, tankless water heater, and a luxurious $30K spa-style primary bath renovation featuring a walk-in Jacuzzi/whirlpool tub. Even the details are covered — like a SunSetter awning for shaded outdoor relaxation. Enjoy your morning coffee on the back patio overlooking the fenced yard, or take a stroll to the neighborhood pool on sunny days. Bridgewater is one of Hermitage’s most loved communities — peaceful, friendly, and just minutes from everything you need. This isn’t just a house — it’s the next chapter of your life waiting to unfold.
Source: REALTRACS #3031304
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.