1815 S Flagler Ave Flagler Beach, FL 32136
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About this home
Beautiful Beachside Bungalow with Saltwater Pool and RV/Boat Parking Welcome to your dream home! This charming three-bedroom, two-bathroom bungalow offers the ultimate in coastal living. Just three blocks from the beach on a rare 150 ft deep lot on beachside Flagler Beach in a golf-cart-friendly community, this property has everything you need for a relaxed, yet adventurous Florida lifestyle. Highlights include: Saltwater Pool: Enjoy your private oasis surrounded by a spacious screened-in lanai. RV/Boat Storage: 51-foot covered parking, perfect for any RV on the road or your boat, plus alley access for convenience. Oversized Garage: Room for all your toys, classic cars, and storage needs. Updates Galore: Brand new metal roof, fresh interior and exterior paint, new trim and baseboards, updated master bath, new hot water heater, and more. Comfortable Living Spaces: Brand new vinyl flooring in two bedrooms, newer kitchen cabinets and appliances, and a flexible master bedroom/mother-in-law suite. Prime Location: High and dry in an X flood zone with no flooding history. Close to the beach, Intracoastal Waterway, parks, and trails. Located just 20 minutes from Daytona Beach, 30 minutes from historic St. Augustine, and a little over an hour from Orlando’s airports and amusement parks, this home is perfectly positioned for all your lifestyle needs. Whether you enjoy kayaking, paddleboarding, fishing, or exploring Florida’s natural beauty, this is beachside living at its finest. Don’t miss this incredible opportunity to own a piece of paradise. Schedule your private showing today!
Source: STELLAR #FC312798
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.