1815 Wood Trail St Tarpon Springs, FL 34689
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About this home
Welcome to 1815 Wood Trail Street, a beautifully maintained home nestled in the sought-after gated community of Forest Ridge. Perfectly situated just minutes from all that Tarpon Springs has to enjoy, this move-in ready residence features three bedrooms, two bathrooms, and a spacious three-car garage. From the moment you arrive, you’re welcomed by a stunning beveled glass entry door that opens into an inviting open-concept floor plan—ideal for both everyday living and entertaining. The kitchen is a chef’s dream, equipped with stainless steel appliances including double ovens, a built-in microwave, dishwasher, refrigerator, and sleek quartz countertops. There's plenty of space for gatherings with family and friends, seamlessly flowing into the family room where a cozy fireplace serves as the heart of the home. Glass sliders extend the living space outdoors to a screened-in lanai and solar-heated pool, offering the ultimate Florida lifestyle. The primary suite is a private retreat with its own access to the pool, a large walk-in closet, and a spacious en-suite bath featuring a garden tub and a separate walk-in shower. A split-bedroom layout ensures comfort and privacy for both owners and guests. Thoughtful details are found throughout the home, including four sets of sliding doors leading out to the pool area, hurricane-impact windows, and a no-flood-zone location—this property has never experienced flooding. Just minutes away, you'll find Sunset Beach and the 155-acre Fred Howard Park, perfect for picnics, kayaking, playgrounds, and scenic walking trails. The historic Tarpon Springs Sponge Docks are only ten minutes from your doorstep, offering an array of waterfront dining, shopping, and entertainment. A short drive brings you to Palm Harbor, known for its charming downtown and vibrant culinary scene, while nearby marinas provide easy access for boating enthusiasts. To the south, the picturesque town of Dunedin offers its own blend of coastal charm with restaurants, parks, and live events. Outdoor lovers will also appreciate proximity to the Pinellas Trail, perfect for biking and exploring nature. Craig Park, a cultural gem in Tarpon Springs, provides breathtaking views of Spring Bayou where manatees and dolphins are often spotted. The area is rich in community spirit, hosting regular events such as First Fridays, art festivals, and live music at Sunset Beach. Golfers will enjoy nearby courses, and with no storm damage from recent hurricanes, this home offers peace of mind and exceptional value. This is a rare opportunity to own a slice of paradise in an unbeatable location—don't let it pass you by. HVAC 2022 Roof 2013
Source: STELLAR #TB8435844
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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