1817 Delafield Rd San Antonio, TX 78253
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About this home
Luxury, comfort, and thoughtful design converge in this beautifully enhanced 1.5-story HIGHLAND home on one of the LARGEST lots in Fronterra at Westpointe. Featuring a 4-sided brick exterior, 3-car garage, and fully paid-off solar system, this home sits on a spacious 1/3-acre lot and offers incredible indoor-outdoor living. Step inside to soaring 12-foot ceilings, wood-look tile floors, and an inviting open layout anchored by a stunning fireplace. The dedicated office with French doors is perfect for remote work, while the chef's kitchen impresses with white upper cabinets, warm tan base cabinetry, quartz countertops, stainless steel appliances, a gas cooktop, and a massive island ideal for entertaining. The primary suite is a true retreat with tall windows, a spa-like bath featuring an oversized shower and soaking tub, and a custom walk-in closet. Downstairs includes 4 bedrooms and 3 full baths with an office! While upstairs features a private guest suite and game room accessed via a wrought-iron staircase-perfect for multigenerational living. Additional upgrades include a water softener, tankless water heater, built-in garage cabinetry, dual A/C units, and an automatic sprinkler system. Enjoy evenings on the large covered patio or take advantage of HOA amenities like a pool, playground, and clubhouse. Ideally located near Loop 1604, top-rated schools, and premier shopping and dining-this home blends elegance and convenience in one exceptional package. ASSUMABLE LOAN AT 2.87 INTEREST RATE!! You can contact the lender to see if you qualify!
Source: SABOR #1870881
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.