1818 Hacienda Way Holiday, FL 34690
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About this home
FOR SALE. Prime Investment Opportunity: income-producing property. Solid block construction home featuring 6 bedrooms and 3 bathrooms — ideal for rental income, multi-family living, or Airbnb potential. Nestled between Pinellas County (2.5 mi) and 5.2 mi to Downtown New Port Richey—with an easy commute to Trinity (7 mi), where dining (a new Chipotle just opened 3.9 mi North on 19), shopping, and development are booming linktr.ee/multihomeFORSALE —this multi-unit income property offers charm, convenience, and upside. The property looks like a DUPLEX but is currently used as a TRIPLEX. Each unit has its own washer and dryer, plus ample storage. You can keep it as a triplex or convert it back to a duplex—whatever suits your plans. • The front unit, 1816 Hacienda Way, immediately catches your eye. With four bright bedrooms, an updated, classy bathroom, and new flooring throughout, it feels fresh yet homey. Natural light spills across the space, creating a warm, inviting atmosphere. The kitchen features a sleek LG stainless steel stove and exhaust fan, and central A/C (about eight years young) keeps things comfortable even in summer. There’s room to add a dishwasher, too—one of those small touches that can make a big difference. • Walk along the covered wrap-around sidewalk to the middle unit, 1818½, which is a 1-bedroom 1-bathroom. As you enter, you’ll notice the elegant tile walk-in shower and a window you can open to let in the cool autumn and winter breeze. The sleeping area is equipped with its own window A/C-heat unit for comfort. Stroll along the covered, wrap-around walkway into a backyard that strikes the perfect balance between privacy and openness. It’s a space made for summer lounging and backyard BBQs—imagine laying out, playing cornhole with friends, or enjoying evening conversations in the warm air. • At the rear, Unit 1818 delivers modern charm with 1-bedroom 1-bathroom, fully updated. Sunlight streams through double-pane windows that overlook the backyard, giving the kitchen a bright, welcoming feel. Crack the windows or open the sky-blue door to invite in the fall breeze and fresh air. Down a smooth, well-paved street near the end of the block, this slice of real estate feels like a hidden treasure. You’re only about a 1.3-mile bike ride from US Highway 19 and public transit stops, meaning your tenants will always be a short trip away from work, shopping, and services. All units are leased on a month-to-month basis, giving you flexibility. You might choose to live in one unit yourself—then your days could be spent fishing on the winding Anclote River or even living aboard a sailboat out in the Gulf. Within 5 miles of the Holiday Recreation Complex and Key Vista Nature Park. Roof is 2015. X flood zone (NO flood insurance required). https://youtu.be/rQaaKDrKoRo
Source: STELLAR #TB8437960
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
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Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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