18184 Turning Leaf Cir Land O Lakes, FL 34638
Your savings
About this home
Spectacular water views and modern living await in this beautifully appointed paired villa in Cypress Preserve! Built in 2022, this single-story 3-bedroom, 2-bath home with a 2-car garage offers 1,532 sq. ft. of thoughtfully designed living space that blends elegance and functionality. Highlighted by large format ceramic tile flooring that flows seamlessly throughout the main living areas, complemented by soft recessed lighting that enhances the home’s open and inviting feel. From its charming curb appeal—lush green lawn, landscaping, and wide 2-car driveway accented by a coach light—to the welcoming side walkway leading to a portico entrance, this home radiates warmth and style from the moment you arrive. The gourmet kitchen features granite countertops, rich wood cabinetry, a full suite of appliances, pantry, and a spacious counter-height island ideal for casual dining or entertaining. The kitchen opens effortlessly to the expansive great room, offering plenty of space for both living and dining. Sliding glass doors draw in natural light and open to a covered lanai overlooking the grassy backyard, and sparkling pond, creating a picturesque backdrop for relaxing evenings and morning coffee alike. Side privacy fencing and open fencing across the back perfectly frame the panoramic water views. The primary suite is a serene retreat offering a a walk-in closet and en-suite bath featuring a dual-sink vanity, undermount sinks, and a walk-in shower. Both the primary and second bedrooms feature plush carpeting for added comfort. Secondary bedrooms are generously sized with ample closet space. Double doors open to the third bedroom adorned with NEW luxury vinyl plank flooring providing versatility as an office, den or guest room. A convenient laundry room with washer and dryer is located off the hallway. Residents of Cypress Preserve enjoy a vibrant resort-style community surrounded by nature, wetlands and wildlife. Amenities include a zero-entry pool with cabana, playground, dog park, event lawn, and walking trails with scenic and conservation and water views. Zoned for top-rated Pasco County schools and ideally just minutes from the I-75, the Suncoast Parkway, Tampa Premium Outlets, The Shops at Wiregrass, and Tampa International Airport, this home offers the perfect balance of tranquility and convenience. Experience the best of Florida living—where comfort meets style, and every day begins with a view—schedule your private showing today!
Source: STELLAR #TB8440494
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.