182 John Duke Tyler Blvd Clarksville, TN 37043
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About this home
This home has a unique floor plan! Formal Dining room with classy wainscoting detail. Kitchen has durable real stone counters, pantry closet, lazy Susans, and multiple large drawers. Living Room features a high ceiling with a floor to ceiling stacked stone fireplace. There is also a covered patio area, accessible from this part of the house. Master Suite has large master bathroom with jetted tub, dual sinks, linen closet, walk-in closet, private toilet area and walk-in shower. The bedroom has a romantic tray ceiling. Laundry room has room for cabinetry! Huge Bonus Room is the perfect place for any size TV to make those movie and game nights extra special. This room has a large balcony style deck right through the back door. Down the stairs you’ll find a ‘Daylight Basement’ with a finished room having a French style door to the outside, climate control, and its own FULL bath! This is the perfect spot for a studio, gym, office, or classroom. Also on this level is the two-car garage, and a huge storage room with dehumidifier and airflow vent. This room has space for tools, bikes, hobbies and a man cave! No need to clutter the garage with a space like this! The private community playground with covered pavilions and grills is right across the street! This special neighborhood also has a clubhouse with a beautiful inground pool and plenty of covered seating. Never mow again! Your very reasonably priced HOA covers lawn and trash too!
Source: REALTRACS #3017654
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.