18245 W Thistle Landing Dr Goodyear, AZ 85338
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About this home
Welcome to this stunning energy-efficient 4-bedroom, 2.5-bath home that perfectly blends style, comfort, and functionality in the highly desirable Serenity neighborhood of Estrella! From the moment you arrive, the curb appeal captivates with stacked stone accents, a spacious paver patio, a private gated courtyard and amazing mountain views to the East. This energy-efficient home also features PREPAID SOLAR - no monthly payment to assume! Average electric bills are only around $192/month for 3,151 sq. ft. of living space. The 3-car tandem garage includes a mini-split AC unit, perfect for a workshop or climate-controlled storage. With tile and luxury vinyl plank flooring throughout, this home is stylish, durable, and easy to maintain - no carpet anywhere! Step inside through a unique round entryway and be greeted by an open-concept design that radiates warmth and sophistication. The bright and spacious kitchen is every home chef's dream, featuring upgraded stainless steel appliances, granite countertops, a gas range, and a massive walk-in pantry. The adjoining great room with a cozy gas fireplace and sun-filled dining area creates the perfect flow for entertaining family and friends. This thoughtfully designed split floorplan offers versatile living options with a den and flex space, ideal for a home office, gym, or creative studio. The primary suite is a peaceful retreat with abundant natural light, a large ensuite bath with dual sinks, soaking tub, and separate shower, plus a walk-in closet complete with built-ins and a seating nook. Two of the secondary bedrooms include walk-in closets, while the third adds a touch of charm with its custom barn door. Enjoy Arizona living at its finest in your backyard oasis. Take in the panoramic mountain views from the large covered patio or the extended travertine area. Entertain guests around the gas firepit, relax to the sound of the soothing rock waterfall, and stay comfortable year-round with the misting system and solar shades. The low-maintenance landscaping and outdoor storage closet make it both beautiful and functional. Located in the master-planned community of Estrella, residents enjoy an unparalleled resort-style lifestyle. Explore miles of walking and biking trails, two beautiful lakes with kayaking and paddleboarding, community pools and fitness centers, a Nicklaus Design golf course, tennis and pickleball courts, and local dining options with stunning mountain and water views. Estrella offers the perfect balance of tranquility and activity - a true desert retreat with every modern convenience. Experience the beauty, energy savings, and lifestyle of Estrella living -your dream home awaits! Home is eligible for a VA loan assumption at 2.99% interest if the buyer is a qualified veteran.
Source: ARMLS #6931759
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.