1825 N 128th Ave Avondale, AZ 85392
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About this home
Welcome to your private oasis in Avondale's Rancho Santa Fe community! Nestled on a private driveway, this 4-bedroom home sits on an oversized lot with a resort-style backyard that feels like your own retreat. Enjoy a sparkling Pebble Tec pool with water slide, lush landscaping with new drip system, artificial turf, and a large covered patio with natural gas hookups for your grill or fire pit — perfect for entertaining in style. Inside, vaulted ceilings and an open layout showcase the home's many upgrades. The remodeled kitchen features brand-new cabinets, sleek tile flooring, under-cabinet LED lighting, an oversized pantry, and a built-in full-size Frigidaire refrigerator/freezer combo. A gas air fry oven makes cooking a breeze, while the whole-home water softener system adds everyday comfort and value. Both bathrooms have been tastefully updated, including a primary suite retreat with dual vanity, Jacuzzi tub, and all-new plumbing fixtures. Throughout the home, you'll find new 6" baseboards, fresh paint, shutters, shade screens, LED recessed lighting, and a smart-home system controlling lighting, A/C, pool, and landscaping timers. Energy efficiency is enhanced with natural gas heating and water heater, complemented by a swamp cooler ideal for spring and fall providing comfort during transitional months while helping reduce electricity costs. Additional features include an RV gate, storage shed, garage cabinets, exterior security cameras with hard drive, and a TV already set up for monitoring. Every detail has been thoughtfully upgraded, making this home completely move-in ready where privacy, comfort, and modern living come together.
Source: ARMLS #6920437
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.