1828 Roosterville Rd Roopville, GA 30170
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About this home
Truly a hidden gem!! 38.86-Acre Retreat with Multiple Ponds, Creek, and an A-Frame Chalet Welcome to your dream property! Nestled on nearly 39 acres of beautiful, secluded land straddling the Heard County and Carroll County line, this extraordinary estate features three serene ponds, a steady flowing creek, and scenic ATV trails cut throughout the property ideal for adventure and relaxation alike. The main home offers 2 bedrooms, 2 full baths, and a studio bonus room with a private exterior entrance, perfect for a home office or guest suite. Step onto the rocking chair front porch overlooking the largest pond and take in the peaceful surroundings. Inside, enjoy the warmth of a wood-burning fireplace and an open-concept kitchen leading to a covered back porch with picturesque views of the second and third ponds. For gatherings and entertainment, the property features a versatile barn currently used for hosting events and socializing but easily converted to farm storage or general use. A separate shop provides ample space for tractor implements and all your equipment needs. The crown jewel of this estate is the charming A-frame chalet, tucked away along the creek a perfect private getaway or potential guest retreat. With an asphalt driveway, a cleared, open expanse, and woods offering complete seclusion, this property offers the best of both worlds: privacy and accessibility. Whether you're seeking a personal retreat, a recreational paradise, or a working farm, this property is truly one-of-a-kind. Come make this your dream homestead opportunities like this don't come around often.
Source: GAMLS #10568793
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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