183 Eagles Club Dr Stockbridge, GA 30281
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About this home
Seller will contribute $5,000.00 in closing costs or rate buydown!! Picture perfect ranch home located in the gated community of the Villages at Eagle's Landing. The Villages is located within 5 minutes of I-75, shopping, schools, medical facilities and 20 minutes from Hartsfield-Jackson International Airport. This lovely property shows like a model home. The two story grand foyer is flanked on one side by a formal dining room. A large great room has a see thru fireplace and high soaring ceilings. A keeping room and breakfast area opens into a spacious kitchen. The keeping room has the see-thru fireplace from the great room. The kitchen has granite counters, stainless appliances, breakfast bar and tons of cabinets. A split bedroom plan offers the primary bedroom on one side and the 2 additional bedrooms on the other side of the home. The primary bedroom has a double trey ceiling and the adjacent primary bathroom has 2 closets, dual vanities, jetted tub, separate shower and water closet. A Jack-n-Jill bathroom services the additional 2 bedrooms. A powder room and laundry room are located on the main level. The terrace level is finished with 2 large bedrooms, one of which has an oversized walk in closet, a full bathroom, family room, wet bar and space for a recreation area. LVT flooring was recently installed. A large storage room is located on the terrace level. A deck overlooks the rear yard and is equipped with a sun-setter retractable awning. A patio is located off of the terrace level. Interior features include updated tile flooring on main level, lovely trim throughout, high ceilings, and much more. An unfinished bonus room is located over the garage with an entrance from the inside of the home for storage or can be finished for additional living space. This home is perfect for everyday family living, multi-generational living, or entertaining. A membership to adjacent Eagle's Landing Country Club is available. Seller will provide a home warranty at closing.
Source: GAMLS #10601681
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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