18330 Cypress View Way Tampa, FL 33647
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About this home
Short Sale. Experience the best of Florida living in the sought-after golf community of Pebble Creek in New Tampa. This spacious 4-bedroom, 3-bathroom pool home offers over 2,300 square feet of living space, including two separate living areas, a wood-burning fireplace, and built-in shelving. The thoughtfully designed layout provides seamless access to the screened lanai, pool (30’x12’), and spa, perfect for relaxing or entertaining. The kitchen serves as the heart of the home, featuring granite countertops, wood cabinetry, a pantry, breakfast bar, beverage cooler, and wet bar with a pass-through to the dining area. The owner’s suite offers a spacious ensuite bath with dual vanities, garden tub, separate shower, and direct access to the lanai and pool. A secondary bedroom with an ensuite bath is ideal for guests, teens, or as an in-law suite. The remaining two bedrooms also include walk-in closets, ceiling fans, and share a full bath. The fully fenced backyard includes fruit trees and provides excellent privacy. Recent updates include: roof (2019), exterior paint (2019), HVAC (2010), and water heater (2015). Pebble Creek offers tree-lined streets, multiple community entrances, and one of the lowest HOA fees in New Tampa—with no CDD. Community amenities include a pool, tennis, basketball, and volleyball courts, parks, and playgrounds. Conveniently located near I-75, top hospitals (Advent, VA, Moffitt), dining and shopping destinations (Wiregrass Mall, Premium Outlets, Center Ice), and A/B+ rated schools, USF, and HCC. Just 25 minutes to Tampa International Airport. Schedule your showing today—this one won’t last!
Source: STELLAR #A4660959
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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