18353 Briar Oaks Dr Hudson, FL 34667
Your savings
About this home
Welcome to Briar Oaks, your ideal Florida residence centrally located to all the Sunshine State has to offer! Just minutes from Weeki Wachee's pristine springs, Florida's sunny beaches, and seconds away from SunWest Park. This stunning 4-bedroom, 3-bathroom home with a 2-car garage has been beautifully updated. Upon entry, you're greeted by soaring ceilings and a stylish plank wood accent wall in the foyer. Natural light floods the space, offering a view of the expansive outdoor brick deck and patio. The chef's kitchen is a highlight, boasting stainless steel appliances, new LED lighting, updated solid wood cabinetry, granite countertops, and an inviting eat-in area with a counter bar. The split-bedroom layout ensures privacy and convenience, ideal for families and guests. Bedrooms 2 and 3 share an updated Jack and Jill bathroom with quartz counters, while bedroom 4 enjoys its own fully updated bathroom. The primary suite is spacious, featuring a walk-in closet and an en suite bathroom with quartz counters, dual sinks, a separate shower, a soaking tub, and a private water closet. Experience Florida's mild winters and springs in the generously sized backyard with a perfect patio adorned with new screens and Florida-friendly landscaping, offering plenty of space for a future pool. Briar Oaks is a true gem, complete with ample walking areas, two dog parks, and play areas, This home includes a 1-year home warranty. Don't miss out—call today and make this your home tomorrow!
Source: STELLAR #W7874955
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.