18359 Cortes Creek Blvd Spring Hill, FL 34610
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About this home
Price Reduced to $650,000 – Motivated Seller! Spring Hill / Land O’ Lakes Border – Quick Access to Tampa Premium Outlets Welcome to your multigenerational dream home in the sought-after Talavera community. This stunning 2-Kitchen, 6-bedroom, 4-bath, 3-car-garage residence offers nearly 4,100 square feet of flexible living space on an oversized corner lot—perfect for large or extended families. Built in 2021 with energy-efficient upgrades and smart technology, the home features a heated pool and hot tub you can control from your phone, plus fresh interior paint and brand-new carpet. The main level’s open concept design showcases a chef’s kitchen with granite countertops, a large island, and walk-in pantry, flowing to a screened lanai with garden views, a sparkling pool, and a cozy fire pit. The owner’s suite includes dual closets and a spa-style bath, while a second bedroom enjoys a private en-suite. The first floor also includes two additional bedrooms and two oversized office flex spaces perfect for remote work. Upstairs, a complete second kitchen, spacious living area, and two additional bedrooms create a private retreat ideal for multigenerational families, in-laws, and guests. Talavera offers resort-style amenities with a clubhouse, pool, tennis, and basketball courts. Convenient access to US-41, SR-52, I-75, and the Suncoast Parkway puts you minutes from the airport, beaches, Mirada Lagoon, and premier shopping. Move-in ready and priced to sell—schedule your private showing today!
Source: STELLAR #TB8408136
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.