1836 N Crystal Lake Dr Apt 44 Unit 44 Lakeland, FL 33801
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About this home
Welcome to 1836 North Crystal Lake Dr, Unit 44 — a townhome that feels more like a resort retreat! This 2-bedroom, 1.5-bath corner unit has been freshly painted and recently renovated, so all you have to do is move in and enjoy. The open first floor features tile flooring for easy living, while the updated kitchen with stainless steel appliances is ready for your favorite meals. Upstairs, brand-new carpet adds a cozy feel, and the primary suite steals the show with floor-to-ceiling windows that fill the room with sunshine. And let’s talk lifestyle… ?? This community offers it all: two Olympic-sized pools, tennis courts, basketball courts, and more. With the pool located right across the way, fun in the sun is just steps from your front door! Add in your own private fenced patio plus the convenience of being close to shopping, dining, and Lakeland’s best spots, and this home checks every box. Modern. Move-in ready. Resort-style amenities. The only thing missing is YOU! Ready to schedule your private tour? Let’s make it happen today! "This home has been pre-approved & may qualify for interest rate discounts. Contact your agent for details. Lender underwriting and approval conditions must be met. Buyers enjoy our smooth close commitment."
Source: STELLAR #O6341275
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.