1837 Weston Cir Fleming Island, FL 32003
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About this home
This light and airy open-concept floor plan is filled with natural light especially w/ recent upgrades or replacements of the air conditioning and flooring to include new plush carpet and luxury vinyl plank tile brings a refreshing improvement for the next owner. This stunning kitchen has stainless steel appliances, a gas stove & oven, a bay window, Butcher Block counter tops, soft close white cabinetry, a spacious lighted pantry and beautiful floors throughout. The gathering rooms are a Formal Dining Room and an oversized Family Room with a statement ''stage front'' fireplace with mahogany molding and mantle. The Primary Suite & gathering rooms provide views of the treed, fenced back yard and pond. Come and enjoy the entertainment of the butterflies, birds and gorgeous flower displays that need maintaining. A fire pit & the screened back porch could be other options to relax to take in the backdrop of privacy. Interested in an Assumable VA Loan @$266K w/ 2.25% - Let's Talk!
Source: REALMLS #2110386
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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