1838 Walnut St Jacksonville, FL 32206
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About this home
From the moment you enter, you'll notice the craftsmanship and care that went into the restoration. The home was taken down to the studs and rebuilt with attention to both historic integrity and today's lifestyle. The inviting living room features the home's original fireplace, a beautiful historic detail that serves as a focal point, though it has not been used by the current owner. High ceilings and large windows fill the space with natural light, creating a warm and welcoming atmosphere. The bright, eat-in kitchen offers ample cabinet space, stainless steel appliances, and a breakfast bar ideal for casual dining or entertaining. The owner's suite is a true retreat, featuring dual walk-in closets and a spa-inspired bathroom with a soaking tub and separate shower. Two additional bedrooms offer versatility for family, guests, or a dedicated home office. A full guest bathroom serves the upper level, while a convenient half bath is located on the main floor for everyday living. Outdoor living is at the heart of this home's appeal. Enjoy the breeze from any of the four grand porches, front and back, upstairs and downstairs. These outdoor spaces are perfect for morning coffee, evening gatherings, or simply soaking in the atmosphere of one of Jacksonville's most vibrant and historic neighborhoods. Located in the east quadrant of Historic Springfield, 1838 Walnut Street sits within the area of the annual Springfield PorchFest, one of Jacksonville's most beloved community events. PorchFest is a walkable outdoor music and arts festival that takes place each fall, transforming the neighborhood's porches into stages and sidewalks into gathering spaces. This address is right in the heart of the action, close to where performances, food vendors, and art displays are located. During PorchFest, Main Street and 5th Street divide the neighborhood into quadrants, and Walnut Street, just east of Liberty Street, runs north to south between 1st Street and 10th Street. Living here means being steps from the porches that host live performances and surrounded by the energy that makes Springfield such a unique place to call home.Beyond PorchFest, this home offers convenient access to Springfield's locally owned restaurants, coffee shops, and breweries. Favorites such as Social Grounds Coffee Roasters, 1748 Bakehouse, Tulua Bistro, Uptown Kitchen & Bar, Crispy's Springfield Gallery, Strings Sports Brewery, and Hyperion Brewing Company are all within a short walk or bike ride. Whether you're grabbing a morning espresso, enjoying brunch, or meeting friends for dinner, the walkable urban lifestyle here is unmatched.Recreational opportunities are equally close by. Klutho Park, one of Jacksonville's most historic green spaces, is only a few blocks away and offers walking trails, open lawns, and community events throughout the year. The area's mature tree canopy, historic architecture, and strong sense of community create an environment that feels both nostalgic and forward-thinking.Living in a designated historic district also offers unique benefits. The Springfield Preservation and Revitalization (SPAR) community works actively to maintain the area's architectural integrity, host events, and promote economic growth. Residents take pride in preserving the neighborhood's early 20th-century homes while embracing the cultural diversity and creativity that define modern Springfield. Additional home features include a fenced backyard with alley access and gated parking, pedestrian gates on both sides, and a convenient location near downtown Jacksonville. The combination of privacy, walkability, and accessibility makes this home ideal for those seeking balance between city living and neighborhood charm. Seller is offering $5,000 to buyer toward a rate buy-down. Experience the perfect blend of historic beauty, modern convenience, and vibrant community life at 1838 Walnut Street. This is more than a home, it's an opportunity to become part of one of Jacksonville's most sought-after and walkable neighborhoods, where the front porch is truly the stage and community is at the heart of every season.
Source: REALMLS #2109464
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
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When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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