1839 N Millard Ave Rialto, CA 92376
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About this home
Welcome to this charming NORTH RIALTO residence. 3 BED| 2BATH WITH HUGE BONUS ROOM................Tucked away on a peaceful cul-de-sac, this property combines comfort, style, and convenience, offering the ideal setting for everyday living and entertaining. Its location provides easy access to the 210 freeway as well as a variety of popular shops, restaurants, and amenities, making it a highly desirable place to call home.From the moment you arrive, the home's unique brick-style exterior and inviting curb appeal set the tone. A fenced yard and spacious driveway add both charm and functionality, offering privacy, security, and plenty of parking space. Inside, you'll find a thoughtful floor plan featuring 3 bedrooms and 2 bathrooms, designed to accommodate families of all sizes.The heart of the home is the expansive kitchen, complete with a large island that serves as the perfect gathering place for cooking, dining, or hosting friends and family. Just off the kitchen, a massive entertainment room steals the spotlight boasting a generous layout and a stylish built-in bar area, it's an entertainer's dream. Whether you're hosting game nights, family celebrations, or simply relaxing, this space is designed to impress.Additional highlights include solar panels for energy efficiency and a recently installed new roof. With its tranquil location, spacious interiors, and blend of modern updates and unique character, this home is a rare find in North Rialto. Don't miss the opportunity to make it yours!
Source: CLAW #25592925
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.