184 Corner Oak Ct Waleska, GA 30183
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About this home
Come and see this beautifully renovated home situated on a secluded cul-de-sac in the Lake Arrowhead community! Step inside to gorgeous, refinished hardwoods leading to the living room with a wall of windows and floor to ceiling porcelain tile surround fireplace, and a formal dining room large enough to host every gathering. The fully updated kitchen features all new custom cabinets, quartz counters, large peninsula with breakfast bar, gas range, vent hood, and all new fixtures. The sunny adjoining breakfast room provides additional casual dining space and overlooks the spacious family room with stacked stone fireplace. Step outside to enjoy the oversized screened porch! Upstairs, the primary suite is a true oasis with double tray ceiling, his and hers walk-in closets, dual quartz vanities, separate tiled shower and whirlpool tub, and private access to one of the decks overlooking the wooded back yard. Two additional bedrooms sharing a full bath and the laundry room complete the upper level. The fully finished basement includes additional living space, a bedroom with full bath, and a complete second kitchen with granite counters, stainless appliances and new cabinetry and fixtures. With a private entrance to the lower level suite, you have the perfect opportunity for multi-generational living! You’ll love relaxing on multiple decks, patio, and porch! Beyond the home, you will appreciate everything the Lake Arrowhead community has to offer – The 540-acre lake, two pools, championship golf, tennis and pickleball courts, hiking trails, and multiple parks. There’s also a full-service marina, chapel, clubhouse dining, and 24-hour security for peace of mind. Schedule your private tour today!
Source: FMLS #7662502
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.