184 Scarlet Oak Ln Dawsonville, GA 30534
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About this home
Stunning 7-Bedroom Estate with In-Law Suite in Dawsonville Welcome to 184 Scarlet Oak Lane, a breathtaking 6,455 sq. ft. residence offering exceptional space, luxury, and functionality. Nestled in a desirable Dawsonville neighborhood, this 7-bedroom, 4.5-bath home is designed to accommodate multi-generational living, entertaining, and everyday comfort. The main level boasts an oversized owner’s suite featuring a completely renovated spa-like bath and a custom his and hers walk-in closet. An oversized formal dining room which easily accommodates 10-12, chef’s kitchen with high end gas appliances, custom pantry shelving, and spacious living areas make the heart of the home perfect for gatherings. Upstairs, you’ll find three generously sized bedrooms, a large Jack-and-Jill bathroom with an additional flex room, another full bath and updated HVAC (2 years old). The fully finished basement is brand new throughout, complete with all new wiring, appliances, HVAC, and flooring. It features a full in-law apartment with its own full kitchen, laundry, and stair lift for accessibility, along with a beautifully finished man cave and exercise room. Additional highlights include: • Circular driveway (one of the few in the community) • Full home alarm system • Irrigation system • Cedar shake roof with 10-year warranty This home blends elegance with practicality, offering ample living space, modern updates, and thoughtful details throughout. Whether you’re hosting, working from home, or enjoying time with family, 184 Scarlet Oak Lane is truly one-of-a-kind. COMMUNITY AMENITIES- Residents enjoy direct Lake Lanier access with community boat docks, a chsmpionship golf course with newly renovated clubhouse, restaurant, and pro shop plus two additional clubhouses. Recreation abounds with olympic size pool, tennis courts, basketball and pickle ball courts and a serene lakeside pavilion. This property is a rare opportunity to own and be a part of the lifestyle that only Chestatee on Lanier offers!
Source: FMLS #7648188
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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