18403 Gibbons Dr Dallas, TX 75287
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About this home
A rare five-bedroom in Country Brook with the scale and finish you want, plus quick access to Dallas North Tollway and Addison’s dining and retail. Inside, 3,828 sq ft of thoughtfully updated space starts with a grand, two-story entry and newly refined ironwork railing. Rich wood and selective tile upgrades create a warm, elevated feel across the main level. The primary suite sits on the main floor with a spacious bath and walk-in storage. A flexible additional room on the main level is ideal for a quiet office, guest space, or playroom. Upstairs, secondary bedrooms are well-proportioned with baths to match, and there’s ample room to spread out for media, study, or fitness. The kitchen centers daily living with an island, granite counters, and a gas stub ready if you prefer to convert from electric. Major peace-of-mind items are handled: roof is less than two years old, HVAC has been recently serviced, and the foundation is reported sound. Outside, the property offers a small fenced side area for pets or grilling and convenient greenspace just to the left—easy to maintain, easy to enjoy. The HOA helps maintain the neighborhood, with dues approximately $520 per year. From Village on the Parkway’s restaurants and theatre to Whole Foods and boutique fitness, your weekend routine is five to ten minutes away. Listed at $880,000 and owner-occupied—reach out to schedule your private tour.
Source: NTREIS #21097909
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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