1841 Versailles Dr Greenwood, IN 46143
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About this home
Welcome to the distinguished Chateaux at Woodfield, where spacious living meets refined elegance. This custom-built residence presents an exceptional opportunity for sophisticated homeownership. The property greets you with a grand two-story foyer and arched walkways, leading into an expansive open floor plan accentuated by authentic Canadian maple flooring throughout the main level, staircases, upper-level landing, and hallways. The great room centers around a fireplace flanked by built-in cabinetry, while stacked windows with electric blinds provide abundant natural light and a welcoming atmosphere-ideal for both intimate gatherings and larger social occasions. The sunroom offers year-round comfort with full heating and cooling; alternatively, open the windows during mild spring and autumn days to enjoy the surrounding natural ambiance. Notable upgrades include a kitchen enhanced with a tiled backsplash, quartz countertops, and sink, as well as all bathrooms featuring tile floors and granite-topped vanities. The primary ensuite has been thoughtfully updated, now showcasing a raised double vanity with granite counters, a walk-in shower, a clawfoot soaking tub, and convenient electric blinds. The finished basement offers luxury vinyl plank flooring, a shiplap accent wall, ample built-ins, and flexible spaces for recreation, office work, or media enjoyment. Additional amenities include a fifth bedroom, full bathroom, exercise room, and generous storage areas. Recent improvements consist of a new tankless water heater and an upgraded breaker box, installed this summer for enhanced safety and efficiency. Expanding beyond the main living area, the property features a private outdoor retreat, complete with a stamped concrete patio and designated dining space-perfect for al fresco entertaining. The outdoor living area provides an inviting setting for relaxation, complemented by a fire pit for enjoying evenings beneath the stars, and a fenced yard ensuring the security o
Source: MIBOR #22072842
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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