18414 Avon Ave Port Charlotte, FL 33948
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About this home
PRICE IMPROVEMENT!! Stunning 3-Bed, 3-Bath Solar-Heated Pool Home in Port Charlotte! Designed for comfort and peace of mind, this home features two spacious master en-suites with walk-in closets, plus a modern kitchen with granite countertops, stainless steel appliances, a decorative range hood, and elegant wood cabinetry. Enjoy Florida living with a screened lanai, fenced backyard, and lush landscaping. Practical upgrades include a whole-house generator, impact windows, water softener, and Kevlar hurricane panels. The home's solar panels will transfer to the new owner at closing. A monthly service fee of $66 will apply and will remain active for the remaining 22 years of the solar lease. The PACE loan will be paid off in full at closing, giving you long-term energy efficiency and savings. The home is equipped with an ADT alarm system, the new owner has the option to activate an ADT subscription if desired. See attached feature sheet for a list of more upgrades. Perfect as a year-round residence or seasonal getaway, this home is centrally located near shopping, dining, and just a short drive to local beaches. Don’t wait—call today to schedule your private showing! Perfect as a year-round residence or seasonal getaway, this home is centrally located near shopping, dining, and just a short drive to local beaches. Don’t wait—call today to schedule your private showing!
Source: STELLAR #D6143512
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.