1843 Hamilton Mill Pkwy Dacula, GA 30019
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About this home
Hamilton Mill's dream community offers an unparalleled lifestyle with an array of resort-inspired amenities, including a top-tier golf course, two exclusive community areas, tennis courts, 6 pickleball courts, basketball and sand volleyball courts, soccer and softball fields, two refreshing pools with a slide and children's play areas, and a fully equipped fitness center. The Hamilton Mill clubhouse is also available for special events, ensuring exciting activities for all ages. The home itself is a spacious 5-bedroom, 4-bathroom residence located in a private cul-de-sac on a rare, oversized lot, providing unmatched privacy. Upon entering, you'll find a grand two-story foyer and wide hallway. To one side, there's a spacious office or formal living room, and on the other, a large dining room with a tray ceiling. The high-ceiling family room is perfect for gatherings. The kitchen is well-appointed with a large island offering additional cabinets, tall stained cabinets, granite countertops, and stainless-steel appliances, while the breakfast area provides an amazing view of the outdoor space. The main level includes a private guest en-suite. Upstairs, the owner's suite is a sanctuary of luxury with a double-tray ceiling and a cozy sitting room. The master bath features his and hers vanities, a garden tub, a separate shower, vaulted ceilings, and an expansive walk-in closet. Three additional well-appointed bedrooms complete this level. The home also offers 1,526 sq. ft. of unfinished living space for additional storage or future expansion. This home is a rare gem offering unparalleled luxury and comfort, ready to welcome you to a life of grandeur and elegance. Its location provides quick access to I-85, making Atlanta and its international airport just a short drive away. You'll also enjoy easy access to entertainment, shopping, and dining options in the Mall of Georgia area, just a 15-minute drive. Please let me know if you are interested in learning more about this extraordinary opportunity or would like to schedule a viewin
Source: FMLS #7647423
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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