1844 Sommarie Way Tarpon Springs, FL 34689
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About this home
Welcome Home to the newer construction Townhouse you have always dreamed of! Built in 2015 to meet stringent Florida Hurricane Building Codes, this stunning 3-bedroom, 2.5-bathroom, 2-car garage end unit townhome on a premium lot offers 1,604 sq. ft. of modern living. Every door and window is equipped with HURRICANE-RATED protection, and its Flood Zone X designation means NO FLOOD INSURANCE REQUIRED. The rare Island Kitchen floor plan is a Chef's Dream with granite countertops, stainless steel appliances, glass backsplash, walk-in pantry, and elegant wood cabinetry. Relax on the brand-new composite plank rear deck overlooking a serene conservation area and trail, with no rear neighbors and the community pool just steps away. Conveniently located, you’ll be just minutes from the Pinellas Beaches and the historic Sponge Docks, where authentic Greek cuisine, waterfront shops, boat tours, and annual festivals bring Tarpon Springs’ Mediterranean spirit to life. Outdoor lovers will enjoy easy access to the Pinellas Trail - ideal for walking, jogging, or cycling along the Gulf Coast. Meticulously maintained, this home includes a transferable pest control contract (valid through April 2026) and an American Home Shield home warranty (valid through July 14, 2026). Additional highlights include new gutters, engineered wood plank flooring on the main level (except the bathroom), and a washer/dryer conveniently located upstairs near the bedrooms. This pet-friendly community is zoned for the top rated schools of Tarpon Springs Elementary, Middle, and High Schools, plus the nearby St. Petersburg College campus offers the St. Petersburg Collegiate Program for High School students wanting to complete college credits prior to graduating. This beautiful Townhome won't last long. Make your private showing appointment today!
Source: STELLAR #TB8420771
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.